Coaling, AL
Coaling, AL's wildfire risk, in USFS's own numbers
USFS scores Coaling at the 69th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 1,061 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Coaling at the 72nd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Coaling's buildings actually sit
1,061 buildings are counted in Coaling, and 81.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Coaling against the rest of the country
Coaling ranks lower within Alabama (44th percentile statewide) than its 69th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Coaling ranks 9,725 for wildfire risk (1 is highest) and 11,510 by building count (1 is largest). Within Alabama alone, it ranks 332 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Coaling
At the 69th percentile nationally, Coaling carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Coaling's 81.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Coaling's 69th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Coaling, see the exposure-zones guide.