Coalgate, OK
How exposed is Coalgate to wildfire?
Coalgate's 1,257 buildings earn a 96th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Coalgate's burn probability — fire likelihood with no building count factored in — sits at the 98th percentile nationally.
What "at risk" means for the buildings here
1,257 buildings are counted in Coalgate, and 62.1% of them are Indirect exposure — ember-driven risk rather than the 38% in Direct exposure or the 0% rated Minimal.
Coalgate against the rest of the country
Coalgate's risk sits at a similar level relative to Oklahoma (85th percentile statewide) as it does nationally (96th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Coalgate ranks 1,297 for wildfire risk (1 is highest) and 10,313 by building count (1 is largest). Within Oklahoma alone, it ranks 124 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Coalgate
Coalgate's very high rating (96th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Coalgate's 62.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,257 counted buildings into the percentiles shown above for Coalgate. For more on what indirect exposure implies beyond Coalgate, see the exposure-zones guide.