Coal Valley, IL
Coal Valley, IL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Coal Valley lands at the 32nd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 2,089 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Coal Valley at the 33rd percentile, close to its 32nd-percentile risk score.
Coal Valley's building exposure, zone by zone
Coal Valley rates 80.7% Minimal exposure against just 19.3% Direct and 0% Indirect — of 2,089 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Coal Valley ranks
Within Illinois, Coal Valley ranks higher (83rd percentile) than it does nationally (32nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Coal Valley ranks 21,420 for wildfire risk (1 is highest) and 7,221 by building count (1 is largest). Within Illinois alone, it ranks 253 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Coal Valley
Coal Valley's moderate rating (32nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Coal Valley
Even with 80.7% of Coal Valley outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Coal Valley's 21,420-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Coal Valley, see the exposure-zones guide.