Coal Grove, OH
How exposed is Coal Grove to wildfire?
USFS scores Coal Grove at the 55th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 1,125 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Coal Grove's burn probability — fire likelihood with no building count factored in — sits at the 56th percentile nationally.
Coal Grove's building exposure, zone by zone
USFS puts 84.4% of Coal Grove's 1,125 buildings in the Indirect exposure zone, versus 15.4% Direct and 0.2% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Coal Grove against the rest of the country
Coal Grove's 99th-percentile standing inside Ohio outpaces its 55th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Coal Grove ranks 14,101 for wildfire risk (1 is highest) and 11,117 by building count (1 is largest). Within Ohio alone, it ranks 18 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Coal Grove
Coal Grove's elevated wildfire rating (55th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Coal Grove (84.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Coal Grove's figures come from
The methodology guide shows exactly how USFS turned 1,125 counted buildings into the percentiles shown above for Coal Grove. The exposure-zones guide covers what Coal Grove's dominant indirect exposure actually means, with real examples from across the dataset.