Coal Creek (Fremont), CO
Coal Creek (Fremont) wildfire risk explained
Out of every US place USFS scores, Coal Creek (Fremont) lands at the 90th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 263 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Coal Creek (Fremont)'s burn probability — fire likelihood with no building count factored in — sits at the 90th percentile nationally.
Where Coal Creek (Fremont)'s buildings actually sit
Of Coal Creek (Fremont)'s 263 counted buildings, 83.7% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Coal Creek (Fremont) ranks
Coal Creek (Fremont) ranks lower within Colorado (74th percentile statewide) than its 90th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Coal Creek (Fremont) ranks 3,179 for wildfire risk (1 is highest) and 22,718 by building count (1 is largest). Within Colorado alone, it ranks 121 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Coal Creek (Fremont)
Coal Creek (Fremont)'s very high rating (90th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Coal Creek (Fremont)
Coal Creek (Fremont)'s 83.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Coal Creek (Fremont)'s 3,179-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Coal Creek (Fremont), see the exposure-zones guide.