Clymer, PA
How exposed is Clymer to wildfire?
USFS scores Clymer at the 42nd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 821 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Clymer at the 42nd percentile, close to its 42nd-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Clymer (78.3% of 821 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 21.7% sit in the Direct zone.
How Clymer compares
Compare Clymer's two percentiles: 67th within Pennsylvania, only 42nd nationally — a gap of 25 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Clymer ranks 18,288 for wildfire risk (1 is highest) and 13,439 by building count (1 is largest). Within Pennsylvania alone, it ranks 657 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Clymer and the insurance market
Clymer's elevated wildfire rating (42nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Clymer's 78.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Clymer's 42nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Clymer, see the exposure-zones guide.