Clyde, TX
Clyde wildfire risk explained
USFS scores Clyde at the 92nd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 2,304 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Clyde at the 91st percentile, close to its 92nd-percentile risk score.
Clyde's building exposure, zone by zone
Direct exposure dominates in Clyde: 52.6% of its 2,304 buildings, versus 43.4% Indirect and 4% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Clyde against the rest of the country
There's little gap between Clyde's 92nd national percentile and its 89th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Clyde ranks 2,534 for wildfire risk (1 is highest) and 6,693 by building count (1 is largest). Within Texas alone, it ranks 194 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Clyde's very high rating (92nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Clyde
With 52.6% of Clyde in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Clyde's figures come from
Every one of the two percentiles behind Clyde's 2,534-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Clyde's dominant direct exposure actually means, with real examples from across the dataset.