Clyde Park, MT
Clyde Park, MT's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Clyde Park lands at the 65th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 282 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Clyde Park at the 64th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Clyde Park's building exposure, zone by zone
USFS puts 75.9% of Clyde Park's 282 buildings in the Indirect exposure zone, versus 24.1% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Clyde Park compares
Inside Montana, Clyde Park sits at just the 32nd percentile even though it scores 65th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Clyde Park ranks 11,192 for wildfire risk (1 is highest) and 22,124 by building count (1 is largest). Within Montana alone, it ranks 325 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
What this risk score means for insurance
Clyde Park's high rating (65th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Clyde Park's 75.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Clyde Park's figures come from
Clyde Park's 65th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Clyde Park's dominant indirect exposure actually means, with real examples from across the dataset.