Clyde, NC
How exposed is Clyde to wildfire?
Clyde sits at the 75th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 709 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Clyde's burn probability — fire likelihood with no building count factored in — sits at the 78th percentile nationally.
Clyde's building exposure, zone by zone
709 buildings are counted in Clyde, and 59% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Clyde compares
Clyde scores 75th nationally and 77th within North Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Clyde ranks 7,921 for wildfire risk (1 is highest) and 14,573 by building count (1 is largest). Within North Carolina alone, it ranks 178 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Clyde
Clyde's 75th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Clyde (59%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Clyde's 7,921-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Clyde, see the exposure-zones guide.