Clyde, MO
Clyde, MO's wildfire risk, in USFS's own numbers
Clyde sits at the 64th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 58 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Clyde at the 65th percentile, close to its 64th-percentile risk score.
What "at risk" means for the buildings here
Only 39.7% of Clyde's 58 buildings carry Direct exposure and 0% carry Indirect; the remaining 60.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Clyde ranks
Clyde's risk sits at a similar level relative to Missouri (67th percentile statewide) as it does nationally (64th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Clyde ranks 11,312 for wildfire risk (1 is highest) and 30,710 by building count (1 is largest). Within Missouri alone, it ranks 351 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Clyde's 64th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 60.3% of buildings rated Minimal exposure, Clyde gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Clyde's figures come from
The methodology guide shows exactly how USFS turned 58 counted buildings into the percentiles shown above for Clyde. The exposure-zones guide covers what Clyde's dominant minimal exposure actually means, with real examples from across the dataset.