Cluster Springs, VA
Cluster Springs wildfire risk explained
USFS scores Cluster Springs at the 43rd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 770 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cluster Springs at the 44th percentile, close to its 43rd-percentile risk score.
Where Cluster Springs's buildings actually sit
Of Cluster Springs's 770 counted buildings, 98.4% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Cluster Springs against the rest of the country
Cluster Springs's risk sits at a similar level relative to Virginia (38th percentile statewide) as it does nationally (43rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Cluster Springs ranks 18,073 for wildfire risk (1 is highest) and 13,918 by building count (1 is largest). Within Virginia alone, it ranks 423 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
At the 43rd national percentile, Cluster Springs rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Cluster Springs's 98.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Cluster Springs's 18,073-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Cluster Springs, see the exposure-zones guide.