WildfireRiskFinder

Cloverdale, VA

Cloverdale, VA's wildfire risk, in USFS's own numbers

High
61stpercentile nationally

Cloverdale's 1,441 buildings earn a 61st-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)

USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cloverdale at the 61st percentile, close to its 61st-percentile risk score.

Cloverdale's building exposure, zone by zone

1,441Total buildings
26.7%Direct exposure
73.3%Indirect exposure
0%Minimal exposure

1,441 buildings are counted in Cloverdale, and 73.3% of them are Indirect exposure — ember-driven risk rather than the 26.7% in Direct exposure or the 0% rated Minimal.

Cloverdale against the rest of the country

There's little gap between Cloverdale's 61st national percentile and its 68th percentile inside Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Cloverdale ranks 12,245 for wildfire risk (1 is highest) and 9,429 by building count (1 is largest). Within Virginia alone, it ranks 217 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.

Shopping for coverage in Cloverdale

At the 61st percentile nationally, Cloverdale carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.

Lowering exposure, not just insuring around it

Because 73.3% of Cloverdale's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.

More on how this number was built

Cloverdale's 61st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Cloverdale, see the exposure-zones guide.