Clover, SC
How exposed is Clover to wildfire?
USFS scores Clover at the 59th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 2,788 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Clover at the 62nd percentile, close to its 59th-percentile risk score.
Where Clover's buildings actually sit
Most of Clover's buildings (58%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Clover against the rest of the country
Inside South Carolina, Clover sits at just the 15th percentile even though it scores 59th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Clover ranks 13,094 for wildfire risk (1 is highest) and 5,790 by building count (1 is largest). Within South Carolina alone, it ranks 403 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
Shopping for coverage in Clover
At the 59th national percentile, Clover rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Clover (58% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,788 counted buildings into the percentiles shown above for Clover. For more on what indirect exposure implies beyond Clover, see the exposure-zones guide.