Cloud Lake, FL
Cloud Lake, FL's wildfire risk, in USFS's own numbers
Cloud Lake's 62 buildings earn a 44th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cloud Lake at the 47th percentile, close to its 44th-percentile risk score.
Where Cloud Lake's buildings actually sit
Most of Cloud Lake's buildings (95.2% of 62) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Cloud Lake ranks
Inside Florida, Cloud Lake sits at just the 1st percentile even though it scores 44th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Cloud Lake ranks 17,768 for wildfire risk (1 is highest) and 30,570 by building count (1 is largest). Within Florida alone, it ranks 945 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Cloud Lake
Cloud Lake's elevated rating (44th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Cloud Lake
With 95.2% of buildings rated Minimal exposure, Cloud Lake gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Cloud Lake's 17,768-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Cloud Lake, see the exposure-zones guide.