Clive, IA
Clive, IA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Clive at the 30th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 6,898 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Clive at the 32nd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 11.2% of Clive's 6,898 buildings carry Direct exposure and 0% carry Indirect; the remaining 88.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 6,898 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Clive against the rest of the country
Clive scores 30th nationally and 44th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Clive ranks 22,214 for wildfire risk (1 is highest) and 2,510 by building count (1 is largest). Within Iowa alone, it ranks 566 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Clive's moderate rating (30th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 88.8% of Clive outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Clive's 30th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Clive, see the exposure-zones guide.