Clinton, TN
Clinton wildfire risk explained
USFS's Wildfire Risk to Communities model puts Clinton at the 81st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 4,840 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Clinton's burn probability — fire likelihood with no building count factored in — sits at the 85th percentile nationally.
Where Clinton's buildings actually sit
USFS puts 68.7% of Clinton's 4,840 buildings in the Indirect exposure zone, versus 31.2% Direct and 0.1% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Clinton compares
Clinton scores 81st nationally and 86th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Clinton ranks 6,092 for wildfire risk (1 is highest) and 3,531 by building count (1 is largest). Within Tennessee alone, it ranks 68 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
At the 81st percentile nationally, Clinton carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Clinton
Clinton's 68.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 4,840 counted buildings into the percentiles shown above for Clinton. For more on what indirect exposure implies beyond Clinton, see the exposure-zones guide.