Clinton, NJ
Clinton wildfire risk explained
USFS's Wildfire Risk to Communities model puts Clinton at the 20th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 929 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Clinton at the 19th percentile, close to its 20th-percentile risk score.
Where Clinton's buildings actually sit
Of Clinton's 929 counted buildings, 49.4% carry Direct exposure and only 10.4% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Clinton ranks
There's little gap between Clinton's 20th national percentile and its 5th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Clinton ranks 25,344 for wildfire risk (1 is highest) and 12,477 by building count (1 is largest). Within New Jersey alone, it ranks 665 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Clinton and the insurance market
Clinton's low rating (20th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Clinton's 49.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 929 counted buildings into the percentiles shown above for Clinton. For more on what direct exposure implies beyond Clinton, see the exposure-zones guide.