Clinchco, VA
How exposed is Clinchco to wildfire?
Clinchco's 266 buildings earn a 90th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Clinchco at the 92nd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Clinchco's 266 counted buildings, 74.8% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Clinchco compares
Clinchco scores 90th nationally and 98th within Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Clinchco ranks 3,227 for wildfire risk (1 is highest) and 22,654 by building count (1 is largest). Within Virginia alone, it ranks 15 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
Clinchco's very high rating (90th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 74.8% of Clinchco in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Clinchco's figures come from
Clinchco's 90th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Clinchco's dominant direct exposure actually means, with real examples from across the dataset.