Climax Springs, MO
Climax Springs, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Climax Springs lands at the 83rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 169 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Climax Springs at the 86th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 76.9% of Climax Springs's buildings as Direct exposure, higher than its 23.1% Indirect share and far above its 0% Minimal share — a profile where 130 structures sit close enough to vegetation that lot clearing matters most.
Climax Springs against the rest of the country
Climax Springs's 99th-percentile standing inside Missouri outpaces its 83rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Climax Springs ranks 5,233 for wildfire risk (1 is highest) and 26,072 by building count (1 is largest). Within Missouri alone, it ranks 9 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Climax Springs
Climax Springs's 83rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Climax Springs (76.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Climax Springs's 83rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Climax Springs, see the exposure-zones guide.