Clifford, MI
Clifford, MI's wildfire risk, in USFS's own numbers
Clifford sits at the 7th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 220 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Clifford's burn probability — fire likelihood with no building count factored in — sits at the 7th percentile nationally.
Where Clifford's buildings actually sit
65.9% of Clifford's 220 buildings sit in USFS's Direct exposure zone, roughly 145 structures close enough to burnable vegetation for flame contact, not just embers — 24.6% fall in the Indirect, ember-only zone and 9.6% are Minimal.
Where Clifford ranks
Clifford scores 7th nationally and 18th within Michigan — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Clifford ranks 29,409 for wildfire risk (1 is highest) and 24,129 by building count (1 is largest). Within Michigan alone, it ranks 606 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Clifford
Clifford's low rating (7th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Clifford's 65.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Clifford's figures come from
The methodology guide shows exactly how USFS turned 220 counted buildings into the percentiles shown above for Clifford. The exposure-zones guide covers what Clifford's dominant direct exposure actually means, with real examples from across the dataset.