Cleves, OH
How exposed is Cleves to wildfire?
Cleves sits at the 17th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,386 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cleves at the 18th percentile, close to its 17th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 53.5% of Cleves's buildings as Direct exposure, higher than its 46.5% Indirect share and far above its 0% Minimal share — a profile where 742 structures sit close enough to vegetation that lot clearing matters most.
Where Cleves ranks
Compare Cleves's two percentiles: 45th within Ohio, only 17th nationally — a gap of 29 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Cleves ranks 26,325 for wildfire risk (1 is highest) and 9,688 by building count (1 is largest). Within Ohio alone, it ranks 690 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Cleves's low rating (17th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Cleves's 53.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Cleves's figures come from
Cleves's 17th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Cleves's dominant direct exposure actually means, with real examples from across the dataset.