Cleveland, WI
Cleveland wildfire risk explained
USFS's Wildfire Risk to Communities model puts Cleveland at the 7th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 868 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cleveland at the 7th percentile, close to its 7th-percentile risk score.
What "at risk" means for the buildings here
Most of Cleveland's buildings (73.5% of 868) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Cleveland compares
Cleveland's risk sits at a similar level relative to Wisconsin (3rd percentile statewide) as it does nationally (7th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Cleveland ranks 29,329 for wildfire risk (1 is highest) and 13,011 by building count (1 is largest). Within Wisconsin alone, it ranks 789 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
At the 7th national percentile, Cleveland rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 73.5% of buildings rated Minimal exposure, Cleveland gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Cleveland's 7th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Cleveland, see the exposure-zones guide.