Cleveland, OK
How exposed is Cleveland to wildfire?
Cleveland's 1,834 buildings earn a 93rd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cleveland's burn probability — fire likelihood with no building count factored in — sits at the 95th percentile nationally.
What "at risk" means for the buildings here
73.4% of Cleveland's 1,834 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 26.6% Direct and 0.1% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Cleveland compares
Cleveland ranks lower within Oklahoma (64th percentile statewide) than its 93rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Cleveland ranks 2,243 for wildfire risk (1 is highest) and 7,966 by building count (1 is largest). Within Oklahoma alone, it ranks 298 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Cleveland
Cleveland's 93rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Cleveland's 73.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Cleveland's 93rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Cleveland, see the exposure-zones guide.