Cleveland, MO
Cleveland, MO's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Cleveland at the 51st national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 375 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cleveland's burn probability — fire likelihood with no building count factored in — sits at the 52nd percentile nationally.
What "at risk" means for the buildings here
Of Cleveland's 375 counted buildings, 57.6% carry Direct exposure and only 42.4% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Cleveland compares
Inside Missouri, Cleveland sits at just the 35th percentile even though it scores 51st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Cleveland ranks 15,316 for wildfire risk (1 is highest) and 19,764 by building count (1 is largest). Within Missouri alone, it ranks 688 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Cleveland
Cleveland's elevated rating (51st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Cleveland (57.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Cleveland's 15,316-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Cleveland, see the exposure-zones guide.