Cleveland, MN
Cleveland, MN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Cleveland lands at the 4th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 396 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cleveland at the 3rd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Cleveland's building exposure, zone by zone
Cleveland rates 90.9% Minimal exposure against just 9.1% Direct and 0% Indirect — of 396 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Cleveland compares
There's little gap between Cleveland's 4th national percentile and its 6th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Cleveland ranks 30,419 for wildfire risk (1 is highest) and 19,302 by building count (1 is largest). Within Minnesota alone, it ranks 862 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Cleveland and the insurance market
Cleveland's low rating (4th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Cleveland
Even with 90.9% of Cleveland outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Cleveland's 30,419-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Cleveland, see the exposure-zones guide.