Cleveland, FL
Cleveland wildfire risk explained
Out of every US place USFS scores, Cleveland lands at the 89th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 2,427 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cleveland's burn probability — fire likelihood with no building count factored in — sits at the 89th percentile nationally.
What "at risk" means for the buildings here
38.8% of Cleveland's 2,427 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 37.5% Direct and 23.7% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Cleveland ranks
Cleveland's risk sits at a similar level relative to Florida (77th percentile statewide) as it does nationally (89th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Cleveland ranks 3,616 for wildfire risk (1 is highest) and 6,444 by building count (1 is largest). Within Florida alone, it ranks 224 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Cleveland
Cleveland's very high rating (89th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Cleveland
Cleveland's 38.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Cleveland's 3,616-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Cleveland, see the exposure-zones guide.