Clermont, GA
Clermont, GA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Clermont lands at the 74th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 605 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Clermont's burn probability — fire likelihood with no building count factored in — sits at the 78th percentile nationally.
Where Clermont's buildings actually sit
Direct exposure dominates in Clermont: 89.4% of its 605 buildings, versus 10.6% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Clermont against the rest of the country
There's little gap between Clermont's 74th national percentile and its 79th percentile inside Georgia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Clermont ranks 8,183 for wildfire risk (1 is highest) and 15,761 by building count (1 is largest). Within Georgia alone, it ranks 139 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
Clermont's high rating (74th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Clermont (89.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Clermont's figures come from
Clermont's 74th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Clermont's dominant direct exposure actually means, with real examples from across the dataset.