Clermont, FL
How exposed is Clermont to wildfire?
Clermont's 14,580 buildings earn a 82nd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Clermont's burn probability — fire likelihood with no building count factored in — sits at the 84th percentile nationally.
Where Clermont's buildings actually sit
14,580 buildings are counted in Clermont, and 47.4% of them are Indirect exposure — ember-driven risk rather than the 20% in Direct exposure or the 32.6% rated Minimal. At 14,580 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Clermont compares
Inside Florida, Clermont sits at just the 54th percentile even though it scores 82nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Clermont ranks 5,667 for wildfire risk (1 is highest) and 1,026 by building count (1 is largest). Within Florida alone, it ranks 442 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
At the 82nd percentile nationally, Clermont carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Clermont
Because 47.4% of Clermont's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Clermont's 5,667-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Clermont, see the exposure-zones guide.