Cleo Springs, OK
Cleo Springs, OK's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Cleo Springs at the 85th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 275 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cleo Springs's burn probability — fire likelihood with no building count factored in — sits at the 84th percentile nationally.
Cleo Springs's building exposure, zone by zone
Most of Cleo Springs's buildings (91.3%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Cleo Springs against the rest of the country
Cleo Springs's 85th national percentile looks worse in isolation than its 31st ranking inside Oklahoma does — this place is on the milder end for its own state, by 54 points. Among the 31,521 US communities USFS scores, Cleo Springs ranks 4,901 for wildfire risk (1 is highest) and 22,365 by building count (1 is largest). Within Oklahoma alone, it ranks 579 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Cleo Springs's 85th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 91.3% of Cleo Springs's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Cleo Springs's figures come from
The methodology guide shows exactly how USFS turned 275 counted buildings into the percentiles shown above for Cleo Springs. The exposure-zones guide covers what Cleo Springs's dominant indirect exposure actually means, with real examples from across the dataset.