Clemons, IA
Clemons, IA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Clemons at the 42nd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 122 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Clemons at the 42nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 72.1% of Clemons's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 27.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Clemons against the rest of the country
Compare Clemons's two percentiles: 58th within Iowa, only 42nd nationally — a gap of 16 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Clemons ranks 18,179 for wildfire risk (1 is highest) and 28,059 by building count (1 is largest). Within Iowa alone, it ranks 426 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Clemons and the insurance market
Clemons's elevated wildfire rating (42nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Clemons
Even with 72.1% of Clemons outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 122 counted buildings into the percentiles shown above for Clemons. For more on what minimal exposure implies beyond Clemons, see the exposure-zones guide.