Cleary, MS
Cleary wildfire risk explained
Out of every US place USFS scores, Cleary lands at the 60th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 912 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cleary's burn probability — fire likelihood with no building count factored in — sits at the 63rd percentile nationally.
Cleary's building exposure, zone by zone
Direct exposure dominates in Cleary: 94.5% of its 912 buildings, versus 3.3% Indirect and 2.2% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Cleary ranks
Cleary ranks lower within Mississippi (35th percentile statewide) than its 60th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Cleary ranks 12,511 for wildfire risk (1 is highest) and 12,620 by building count (1 is largest). Within Mississippi alone, it ranks 271 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
Cleary and the insurance market
Cleary's 60th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Cleary
Cleary's 94.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Cleary's 60th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Cleary, see the exposure-zones guide.