Clearwater, KS
How exposed is Clearwater to wildfire?
USFS's Wildfire Risk to Communities model puts Clearwater at the 36th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,176 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Clearwater at the 32nd national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 10% of Clearwater's 1,176 buildings carry Direct exposure and 0% carry Indirect; the remaining 90.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Clearwater against the rest of the country
Clearwater ranks lower within Kansas (13th percentile statewide) than its 36th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Clearwater ranks 20,101 for wildfire risk (1 is highest) and 10,787 by building count (1 is largest). Within Kansas alone, it ranks 628 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Clearwater and the insurance market
At the 36th national percentile, Clearwater rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Clearwater
With 90.1% of buildings rated Minimal exposure, Clearwater gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Clearwater's 36th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Clearwater, see the exposure-zones guide.