Clearville, PA
Clearville wildfire risk explained
USFS scores Clearville at the 50th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 120 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Clearville's burn probability — fire likelihood with no building count factored in — sits at the 50th percentile nationally.
Clearville's building exposure, zone by zone
95% of Clearville's 120 buildings sit in USFS's Direct exposure zone, roughly 114 structures close enough to burnable vegetation for flame contact, not just embers — 5% fall in the Indirect, ember-only zone and 0% are Minimal.
How Clearville compares
Compare Clearville's two percentiles: 82nd within Pennsylvania, only 50th nationally — a gap of 32 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Clearville ranks 15,706 for wildfire risk (1 is highest) and 28,166 by building count (1 is largest). Within Pennsylvania alone, it ranks 356 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Clearville and the insurance market
At the 50th national percentile, Clearville rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Clearville
Because Direct exposure dominates in Clearville (95%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Clearville's figures come from
Clearville's 50th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Clearville's dominant direct exposure actually means, with real examples from across the dataset.