Clearmont, MO
How exposed is Clearmont to wildfire?
Out of every US place USFS scores, Clearmont lands at the 42nd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 155 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Clearmont at the 41st national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
68.4% of Clearmont's 155 buildings sit in USFS's Minimal exposure zone, with only 31.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Clearmont ranks
Inside Missouri, Clearmont sits at just the 16th percentile even though it scores 42nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Clearmont ranks 18,435 for wildfire risk (1 is highest) and 26,658 by building count (1 is largest). Within Missouri alone, it ranks 890 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Clearmont and the insurance market
Clearmont's elevated rating (42nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Clearmont
With 68.4% of buildings rated Minimal exposure, Clearmont gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 155 counted buildings into the percentiles shown above for Clearmont. For more on what minimal exposure implies beyond Clearmont, see the exposure-zones guide.