Clearfield, UT
How exposed is Clearfield to wildfire?
Out of every US place USFS scores, Clearfield lands at the 57th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 8,710 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Clearfield at the 59th percentile, close to its 57th-percentile risk score.
What "at risk" means for the buildings here
Most of Clearfield's buildings (96.8% of 8,710) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 8,710 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Clearfield ranks
Clearfield's 57th national percentile looks worse in isolation than its 14th ranking inside Utah does — this place is on the milder end for its own state, by 43 points. Among the 31,521 US communities USFS scores, Clearfield ranks 13,442 for wildfire risk (1 is highest) and 1,911 by building count (1 is largest). Within Utah alone, it ranks 280 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
Clearfield and the insurance market
Clearfield's elevated rating (57th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 96.8% of buildings rated Minimal exposure, Clearfield gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 8,710 counted buildings into the percentiles shown above for Clearfield. For more on what minimal exposure implies beyond Clearfield, see the exposure-zones guide.