Clearfield Colony, SD
Clearfield Colony wildfire risk explained
Clearfield Colony's 34 buildings earn a 56th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Clearfield Colony's burn probability — fire likelihood with no building count factored in — sits at the 54th percentile nationally.
Clearfield Colony's building exposure, zone by zone
USFS classifies 85.3% of Clearfield Colony's buildings as Direct exposure, higher than its 0% Indirect share and far above its 14.7% Minimal share — a profile where 29 structures sit close enough to vegetation that lot clearing matters most.
Where Clearfield Colony ranks
Clearfield Colony ranks lower within South Dakota (39th percentile statewide) than its 56th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Clearfield Colony ranks 14,006 for wildfire risk (1 is highest) and 31,303 by building count (1 is largest). Within South Dakota alone, it ranks 269 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
What this risk score means for insurance
Clearfield Colony's elevated wildfire rating (56th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Clearfield Colony's 85.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Clearfield Colony's 56th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Clearfield Colony, see the exposure-zones guide.