Clear Spring, MD
Clear Spring wildfire risk explained
Clear Spring sits at the 49th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 173 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Clear Spring's burn probability — fire likelihood with no building count factored in — sits at the 49th percentile nationally.
Clear Spring's building exposure, zone by zone
94.8% of Clear Spring's 173 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 5.2% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Clear Spring compares
Clear Spring's 69th-percentile standing inside Maryland outpaces its 49th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Clear Spring ranks 16,201 for wildfire risk (1 is highest) and 25,896 by building count (1 is largest). Within Maryland alone, it ranks 166 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
At the 49th national percentile, Clear Spring rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Clear Spring (94.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Clear Spring's 16,201-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Clear Spring, see the exposure-zones guide.