Clear Lake, WI
Clear Lake, WI's wildfire risk, in USFS's own numbers
Clear Lake's 738 buildings earn a 21st-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Clear Lake at the 22nd percentile, close to its 21st-percentile risk score.
Clear Lake's building exposure, zone by zone
Most of Clear Lake's buildings (63.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Clear Lake compares
Clear Lake's risk sits at a similar level relative to Wisconsin (35th percentile statewide) as it does nationally (21st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Clear Lake ranks 24,851 for wildfire risk (1 is highest) and 14,244 by building count (1 is largest). Within Wisconsin alone, it ranks 523 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Clear Lake and the insurance market
Clear Lake's moderate rating (21st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because 63.4% of Clear Lake's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Clear Lake's figures come from
The methodology guide shows exactly how USFS turned 738 counted buildings into the percentiles shown above for Clear Lake. The exposure-zones guide covers what Clear Lake's dominant indirect exposure actually means, with real examples from across the dataset.