Clayton, WA
Clayton wildfire risk explained
USFS's Wildfire Risk to Communities model puts Clayton at the 89th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 352 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Clayton at the 90th percentile, close to its 89th-percentile risk score.
Where Clayton's buildings actually sit
USFS classifies 62.5% of Clayton's buildings as Direct exposure, higher than its 37.5% Indirect share and far above its 0% Minimal share — a profile where 220 structures sit close enough to vegetation that lot clearing matters most.
How Clayton compares
Clayton's risk sits at a similar level relative to Washington (80th percentile statewide) as it does nationally (89th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Clayton ranks 3,515 for wildfire risk (1 is highest) and 20,272 by building count (1 is largest). Within Washington alone, it ranks 128 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Shopping for coverage in Clayton
Clayton's very high rating (89th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 62.5% of Clayton in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Clayton's 3,515-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Clayton, see the exposure-zones guide.