Clayton, OH
Clayton, OH's wildfire risk, in USFS's own numbers
Clayton sits at the 11th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 6,265 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Clayton at the 12th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Clayton's buildings actually sit
USFS classifies 54.8% of Clayton's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 44.7% Direct and 0.5% Indirect — a landscape-level risk rather than a building-by-building one. At 6,265 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Clayton against the rest of the country
Within Ohio, Clayton ranks higher (34th percentile) than it does nationally (11th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Clayton ranks 28,093 for wildfire risk (1 is highest) and 2,770 by building count (1 is largest). Within Ohio alone, it ranks 838 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Clayton
Clayton's low rating (11th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Clayton's 54.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Clayton's 11th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Clayton, see the exposure-zones guide.