Clayton, KS
How exposed is Clayton to wildfire?
Out of every US place USFS scores, Clayton lands at the 51st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 99 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Clayton's burn probability — fire likelihood with no building count factored in — sits at the 50th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Clayton (75.8% of 99 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 24.2% sit in the Direct zone.
Clayton against the rest of the country
Clayton's 51st national percentile looks worse in isolation than its 35th ranking inside Kansas does — this place is on the milder end for its own state, by 17 points. Among the 31,521 US communities USFS scores, Clayton ranks 15,343 for wildfire risk (1 is highest) and 29,080 by building count (1 is largest). Within Kansas alone, it ranks 472 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Clayton's elevated rating (51st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Clayton
With ember exposure the dominant pattern in Clayton (75.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 99 counted buildings into the percentiles shown above for Clayton. For more on what indirect exposure implies beyond Clayton, see the exposure-zones guide.