Clayton, IN
Clayton, IN's wildfire risk, in USFS's own numbers
USFS scores Clayton at the 4th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 537 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Clayton at the 4th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Clayton's buildings actually sit
Only 24.2% of Clayton's 537 buildings carry Direct exposure and 0% carry Indirect; the remaining 75.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Clayton compares
Within Indiana, Clayton ranks higher (28th percentile) than it does nationally (4th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Clayton ranks 30,283 for wildfire risk (1 is highest) and 16,762 by building count (1 is largest). Within Indiana alone, it ranks 689 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Clayton and the insurance market
Clayton's low rating (4th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Clayton's 75.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Clayton's 30,283-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Clayton, see the exposure-zones guide.