Claysburg, PA
Claysburg wildfire risk explained
Out of every US place USFS scores, Claysburg lands at the 48th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 654 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Claysburg's burn probability — fire likelihood with no building count factored in — sits at the 47th percentile nationally.
Claysburg's building exposure, zone by zone
USFS puts 70% of Claysburg's 654 buildings in the Indirect exposure zone, versus 30% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Claysburg ranks
Claysburg's 77th-percentile standing inside Pennsylvania outpaces its 48th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Claysburg ranks 16,430 for wildfire risk (1 is highest) and 15,154 by building count (1 is largest). Within Pennsylvania alone, it ranks 449 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Claysburg and the insurance market
Claysburg's elevated wildfire rating (48th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Claysburg (70% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Claysburg's 48th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Claysburg, see the exposure-zones guide.