Claypool, IN
Claypool wildfire risk explained
Out of every US place USFS scores, Claypool lands at the 4th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 227 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Claypool at the 4th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
81.5% of Claypool's 227 buildings sit in USFS's Minimal exposure zone, with only 18.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Claypool compares
Within Indiana, Claypool ranks higher (31st percentile) than it does nationally (4th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Claypool ranks 30,188 for wildfire risk (1 is highest) and 23,884 by building count (1 is largest). Within Indiana alone, it ranks 667 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Claypool
Claypool's low rating (4th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Claypool's 81.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Claypool's figures come from
The methodology guide shows exactly how USFS turned 227 counted buildings into the percentiles shown above for Claypool. The exposure-zones guide covers what Claypool's dominant minimal exposure actually means, with real examples from across the dataset.