Claycomo, MO
Claycomo, MO's wildfire risk, in USFS's own numbers
Claycomo sits at the 59th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 874 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Claycomo at the 62nd percentile, close to its 59th-percentile risk score.
Claycomo's building exposure, zone by zone
Indirect exposure is dominant in Claycomo (86.5% of 874 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 13.5% sit in the Direct zone.
Claycomo against the rest of the country
Claycomo scores 59th nationally and 53rd within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Claycomo ranks 12,828 for wildfire risk (1 is highest) and 12,957 by building count (1 is largest). Within Missouri alone, it ranks 495 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Claycomo
Claycomo's elevated rating (59th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Claycomo's 86.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Claycomo's 12,828-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Claycomo, see the exposure-zones guide.