Clay Springs, AZ
Clay Springs wildfire risk explained
USFS scores Clay Springs at the 95th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 276 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Clay Springs at the 93rd percentile, close to its 95th-percentile risk score.
Where Clay Springs's buildings actually sit
100% of Clay Springs's 276 buildings sit in USFS's Direct exposure zone, roughly 276 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Clay Springs ranks
Clay Springs's 95th national percentile looks worse in isolation than its 76th ranking inside Arizona does — this place is on the milder end for its own state, by 20 points. Among the 31,521 US communities USFS scores, Clay Springs ranks 1,468 for wildfire risk (1 is highest) and 22,312 by building count (1 is largest). Within Arizona alone, it ranks 108 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Clay Springs and the insurance market
At the 95th percentile nationally, Clay Springs carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 100% of Clay Springs in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 276 counted buildings into the percentiles shown above for Clay Springs. For more on what direct exposure implies beyond Clay Springs, see the exposure-zones guide.