Claude, TX
Claude wildfire risk explained
Claude's 951 buildings earn a 88th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Claude at the 87th percentile, close to its 88th-percentile risk score.
Claude's building exposure, zone by zone
951 buildings are counted in Claude, and 65.7% of them are Indirect exposure — ember-driven risk rather than the 34.3% in Direct exposure or the 0% rated Minimal.
Claude against the rest of the country
Claude's risk sits at a similar level relative to Texas (80th percentile statewide) as it does nationally (88th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Claude ranks 3,858 for wildfire risk (1 is highest) and 12,304 by building count (1 is largest). Within Texas alone, it ranks 363 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Claude's 88th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Claude
Claude's 65.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 951 counted buildings into the percentiles shown above for Claude. For more on what indirect exposure implies beyond Claude, see the exposure-zones guide.