Clatonia, NE
How exposed is Clatonia to wildfire?
USFS's Wildfire Risk to Communities model puts Clatonia at the 67th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 199 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Clatonia's burn probability — fire likelihood with no building count factored in — sits at the 59th percentile nationally.
What "at risk" means for the buildings here
Only 5% of Clatonia's 199 buildings carry Direct exposure and 0% carry Indirect; the remaining 95% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Clatonia ranks
Clatonia's risk sits at a similar level relative to Nebraska (62nd percentile statewide) as it does nationally (67th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Clatonia ranks 10,468 for wildfire risk (1 is highest) and 24,893 by building count (1 is largest). Within Nebraska alone, it ranks 220 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Clatonia's 67th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 95% of buildings rated Minimal exposure, Clatonia gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Clatonia's 10,468-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Clatonia, see the exposure-zones guide.