Claryville, KY
Claryville wildfire risk explained
Claryville's 1,438 buildings earn a 20th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Claryville at the 22nd percentile, close to its 20th-percentile risk score.
Claryville's building exposure, zone by zone
USFS classifies 89.5% of Claryville's buildings as Direct exposure, higher than its 10.5% Indirect share and far above its 0% Minimal share — a profile where 1,287 structures sit close enough to vegetation that lot clearing matters most.
How Claryville compares
Claryville's risk sits at a similar level relative to Kentucky (34th percentile statewide) as it does nationally (20th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Claryville ranks 25,150 for wildfire risk (1 is highest) and 9,438 by building count (1 is largest). Within Kentucky alone, it ranks 363 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Claryville's moderate wildfire rating (20th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Claryville (89.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Claryville's 25,150-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Claryville, see the exposure-zones guide.