Clarkton, NC
Clarkton wildfire risk explained
Clarkton's 454 buildings earn a 70th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Clarkton at the 72nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Clarkton's building exposure, zone by zone
USFS classifies 59.9% of Clarkton's buildings as Direct exposure, higher than its 40.1% Indirect share and far above its 0% Minimal share — a profile where 272 structures sit close enough to vegetation that lot clearing matters most.
Where Clarkton ranks
There's little gap between Clarkton's 70th national percentile and its 70th percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Clarkton ranks 9,394 for wildfire risk (1 is highest) and 18,195 by building count (1 is largest). Within North Carolina alone, it ranks 231 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
At the 70th percentile nationally, Clarkton carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Clarkton's 59.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Clarkton's 70th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Clarkton, see the exposure-zones guide.